In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding.
The National Flood Insurance Program’s (NFIP) Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements.
As a result, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community actions meeting the three goals of the CRS:
Reduce flood damage to insurable property;
Strengthen and support the insurance aspects of the NFIP, and
Encourage a comprehensive approach to floodplain management.
For additional floodplain information please visit: www.floodsmart.gov.
Please use this link to access the Township’s Final FEMA Floodplain Map, to view the official FIRM Panels and Flood Insurance Rate Studies please use the links below:
Map – Ottawa County FIRM Panel Guide
Panel 26139C0079E
Panel 26139C0086E
Panel 26139C0087E
Panel 26139C0088E
Panel 26139C0089E
Panel 26139C0091E
Panel 26139C0093E
Panel 26139C0095E
Panel 26139C0180E
Panel 26139C0185E
Flood Insurance Study (Vol. 1) – Revised 5/16/2013
Flood Insurance Study (Vol. 2) – Revised 5/16/2013
FEMA’s Public Awareness Campaign has provided the following flyers and brochures, which are also available at the Township Hall:
Benefits of Flood Insurance v. Disaster Assistance
Build Back Safer and Stronger – What You Need to Know
Condominium Coverage
Flood Insurance Requirements for Recipients of Federal Disaster Assistance
Flood Preparation and Safety
How the NFIP Works
Increased Cost of Compliance Coverage – Creating a Safer Future
Increased Cost of Compliance Coverage – How You Can Benefit
Myths and Facts About the NFIP
Nothing Could Dampen the Joy of Home Ownership
Protect Your New Home – What to Ask Your Insurance Agent
The Choice is Yours
The Preferred Risk Policy for Businesses
The Preferred Risk Policy for Homeowners & Renters
Top 10 Facts Every Consumer Needs to Know About the NFIP
What You Need to Know About Federal Disaster Assistance & Federal Flood Insurance
Why You Need Flood Insurance
Worst Guest List
Your Homeowners Insurance Doesn’t Cover Floods
Campaña de concientización pública española:
Nada Podría Arruinar el Disfrute de su Hogar (Nothing Can Dampen the Joy of Homeownership)
Por Qué Usted Necesita Seguro de Inundación (Why You Need Flood Insurance)
Preparación y Seguridad en Inundaciones (Flood Preparation and Safety)
Reconstruya de Manera Más Segura Y Resistente (Build Back Safer and Stronger)
Su Seguro de Vivienda de Residencia no Cubre Inundaciones (Homeowners Insurance Doesn’t Cover Floods)
For more in depth information related to the NFIP, especially for affected homeowners, you are encouraged to review the following publications:
Above the Flood – Elevating Your Floodprone House, FEMA-347 (2000)
Answers to Questions About the National Flood Insurance Program, F-084 (2011)
Coastal Construction Manual, FEMA-P-55 (2011) – Volume I
Coastal Construction Manual, FEMA-P-55 (2011) – Volume II
Elevated Residential Structures, FEMA-54 (1984)
Mitigation of Flood and Erosion Damage to Residential Buildings in Coastal Areas, FEMA-257 (1994)
Protecting Building Utilities from Flood Damage, FEMA-P-348 (1999)
Protecting Floodplain Resources, FEMA-268 (1996)
Protecting Manufactured Homes from Floods and Other Hazards, FEMA P-85 (2009)
Reducing Damage from Localized Flooding, FEMA-511 (2005)
Copies of these documents are available upon request by sending an email to floodplain@ghtmi.gov.
Property Address | Case No. |
---|---|
16477 Pierce Street | Elevation Certificate – 12/1/2015 |
13613 Fawn Lane | 98-05-860A |
13631 Meadowbrook Lane | 98-05-1124A |
14508 Angelus Circle | 98-05-6474A |
13780 Bittersweet Drive | 98-05-6948A |
16436 Johnson Street | 99-05-2000A |
13687 Meadowbrook Lane | 99-05-2198A |
14846 Riverside Trail | 99-05-3780A |
13663 Meadowbrook Lane | 99-05-6536A |
14824 Riverside Trail | 99-05-7066A |
13743 Bittersweet Drive | 00-05-0034A |
13686 Meadowbrook Lane | 00-05-4110A |
13784 152nd Avenue | 00-05-3052A |
13662 Meadowbrook Lane | 01-05-841A |
13662 152nd Avenue | 01-05-1547A |
15000 Riverbluff Place | 01-05-2550A |
13885 Bittersweet Drive | 01-05-2504A |
13670 Meadowbrook Lane | 02-05-0839A |
13679 Meadowbrook Lane | 03-05-0087A |
13698 Meadowbrook Lane | 03-05-2348A |
13878 Bittersweet Drive | 04-05-0159A |
13871 Bittersweet Drive | 04-05-1469A |
13720 152nd Avenue | 04-05-2076A |
13642 Fawn Lane | 04-05-2026A |
13900 Bittersweet Drive | 04-05-A179A |
13801 Bittersweet Drive | 06-05-0161A |
16560 Beechnut Court | 07-05-5328A |
13901 Bittersweet Drive | 08-05-2970A |
13675 Bittersweet Drive | 08-05-3363A |
13606 Fawn Lane | 08-05-5409A |
16518 Johnson Street | 09-05-2375A |
13630 Meadowbrook Lane | 09-05-3354A |
16025 Dana Lane | 10-05-5293A |
16075 Dana Lane | 11-05-1116A |
13834 Bittersweet Drive | 11-05-3715A |
16549 Beechnut Court | 11-05-4413A |
14876 Riverside Trail | 11-05-5990A |
13614 Meadowbrook Lane | 16-05-5543A |
Federal Emergency Management Agency (FEMA)
Environmental Protection Agency (EPA)
Michigan Department of Environment, Great Lakes, and Energy (EGLE)
Ottawa County
Beach Watch
Steps to Prepare for a Flood
After Flood Clean Up and Mold Prevention Guidelines
Wells, Septic Systems, and Food Safety During Flood Events
Emergency Management – Hazard Mitigation Plan for Ottawa & Kent County
Floodplain Management Guidebook
NFIP Information
Current Water Levels
NOAA – Great Lakes Water Level Dashboard
US Army Corps of Engineers – Weekly Great Lakes Water Level Update
Grand River at Robinson Township